Your rights and options when a home is appraised
Rules and official guidance
Know this
Home Appraisal & Valuation Guide relies on Regulation B, CFPB consumer guidance and Fannie Mae's appraisal and reconsideration of value requirements.
Last reviewed against the primary sources listed below.
Review
Sources are re-read when a chapter is reviewed.
Rules and official guidance
- CFPB: Regulation B section 1002.14, rules on providing appraisals and valuations
- CFPB: Do I have the right to receive a copy of my home appraisal?
- CFPB: My appraisal is less than the sale price. What does that mean for me?
- CFPB: Borrowers can challenge inaccurate appraisals through reconsideration of value
- Fannie Mae Selling Guide B4-1.3-12: Appraisal quality matters (including ROV)
- Fannie Mae: Reconsideration of value
- CFPB: Consumer Complaint Database