Home Appraisal & Valuation Guide method
How we research
Know this
Before anything is published on Home Appraisal & Valuation Guide, the rule or definition it describes is traced back to the agency or investor that wrote it. Regulation B appraisal-copy rules, CFPB guidance and investor reconsideration-of-value policies are the main references, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
- CFPB: Regulation B section 1002.14, rules on providing appraisals and valuations
- CFPB: Do I have the right to receive a copy of my home appraisal?
- CFPB: My appraisal is less than the sale price. What does that mean for me?
- CFPB: Borrowers can challenge inaccurate appraisals through reconsideration of value
- Fannie Mae Selling Guide B4-1.3-12: Appraisal quality matters (including ROV)
- Fannie Mae: Reconsideration of value
- CFPB: Consumer Complaint Database
How a page is checked
- Each rule is checked against the current version of its source document.
- Plain-language wording is compared back to the source so meaning is not lost.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- How a home appraisal works for a mortgage
- Your right to a copy of your home appraisal
- Appraisal came in low: what now?
- How to request a reconsideration of value
- Appraisal waivers: can you buy or refinance without an appraisal?
- Concerned about appraisal bias? Where to raise it
- How appraisers pick comparable sales
- How long is a home appraisal good for?
About the Home Appraisal & Valuation Guide ROV worksheet
The Home Appraisal & Valuation Guide ROV worksheet runs in your browser on the numbers or answers you enter. Nothing is prefilled, stored or sent.
Rules and official guidance
- CFPB: Regulation B section 1002.14, rules on providing appraisals and valuations
- CFPB: Do I have the right to receive a copy of my home appraisal?
- CFPB: My appraisal is less than the sale price. What does that mean for me?
- CFPB: Borrowers can challenge inaccurate appraisals through reconsideration of value
- Fannie Mae Selling Guide B4-1.3-12: Appraisal quality matters (including ROV)
- Fannie Mae: Reconsideration of value
- CFPB: Consumer Complaint Database